# Accounting Saving Product Fields

### **Saving Product Fields—Additional Fields for Cash Accounting**

**Assets**

| **Field name (attribute)** | Description                                                                                                                                                                          | Example | Validations (if applicable) |
| -------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ------- | --------------------------- |
| Saving reference           | An Asset account (typically a Cash account), to which the amount is debited when a deposit is made by the account holder and is credited when the account holder makes a withdrawal. |         |                             |
| Overdraft portfolio        | An Asset account (typically a Cash account), that increases when a client makes an overdraft withdrawal.                                                                             |         |                             |

**Liabilities**

| **Field name (attribute)**    | Description                                                                                                                                                                 | Example | Validations (if applicable) |
| ----------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------- | --------------------------- |
| Saving control                | A Liability account which denotes the Savings deposit account portfolio and is credited when a deposit is made and debited when a withdrawal is done.                       |         |                             |
| Savings transfers in suspense | <p><em>tool tip text follows...doesn't make sense to me</em></p><p> An Asset account that is used as a suspense account for tracking Portfolio of Loans under transfer.</p> |         |                             |

**Expenses**

| **Field name (attribute)** | Description                                                                           | Example | Validations (if applicable) |
| -------------------------- | ------------------------------------------------------------------------------------- | ------- | --------------------------- |
| Interest on savings        | An Expense account, which is debited when interest is due to be paid to the customer. |         |                             |
| Write-off                  | An Expense account, which increases when a client does not repay overdraft balance.   |         |                             |

**Income**

| **Field name (attribute)** | Description                                                                                  | Example | Validations (if applicable) |
| -------------------------- | -------------------------------------------------------------------------------------------- | ------- | --------------------------- |
| Income from fees           | An Income account which is credited when a fee is paid by account holder on this account.    |         |                             |
| Income from penalties      | An Income account that is credited when a penalty is paid by account holder on this account. |         |                             |
| Income from interest       | An Income account, where income is generated when client pays interest on overdrafts.        |         |                             |

**Advanced accounting rules (optional)**

The advanced accounting rules allow for finer detail in mapping payment types to fund sources, fees to income accounts, and penalties to income accounts.
